Maximum Spending Limit For Fsa In 2025. The irs set a maximum fsa contribution limit for 2025 at $3,200 per qualified fsa ($150 more than the prior year). For cafeteria plans that allow the carryover of unused amounts, the maximum carryover amount for 2025 is $640.

If the fsa plan allows unused fsa amounts to carry over, employees can carry over up to $640 (up from $610). Family members benefiting from the fsa have individual limits, allowing a.